{"id":336,"date":"2024-06-20T13:46:34","date_gmt":"2024-06-20T13:46:34","guid":{"rendered":"https:\/\/mdscredits.ch\/clientes-particulares\/"},"modified":"2024-06-25T16:42:47","modified_gmt":"2024-06-25T16:42:47","slug":"privatkunden","status":"publish","type":"page","link":"https:\/\/mdscredits.ch\/de\/privatkunden\/","title":{"rendered":"Privatkunden"},"content":{"rendered":"[vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_color=“#0f1e69″ scene_position=“center“ top_padding=“200px“ bottom_padding=“100px“ constrain_group_2=“yes“ top_padding_phone=“100px“ bottom_padding_phone=“50px“ text_color=“light“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.8″ gradient_direction=“radial“ shape_divider_position=“bottom“ bg_image_animation=“fade-in“ mobile_disable_bg_image_animation=“true“ shape_type=““ gradient_type=“default“][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“top-bottom“ column_element_direction_desktop=“default“ column_element_spacing=“0px“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“static“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_row_inner equal_height=“yes“ content_placement=“bottom“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“2\/3″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][split_line_heading animation_type=“line-reveal-by-space“ font_style=“h4″ text_color=“#f36e35″ line_reveal_by_space_text_effect=“none“ content_alignment=“default“ mobile_content_alignment=“inherit“ link_target=“_self“ text_content=“Dienstleistungen“ text_direction=“default“ animation_delay=“300″][\/split_line_heading][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“]\n

Privatkunden<\/h1>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/3″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][image_with_animation image_url=“32″ image_size=“full“ animation_type=“entrance“ animation=“Fade In“ animation_easing=“default“ animation_movement_type=“transform_y“ hover_animation=“none“ alignment=“right“ border_radius=“none“ box_shadow=“none“ image_loading=“default“ max_width=“100%“ max_width_mobile=“default“ img_link=“#particulares“ delay=“200″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ top_padding=“100px“ constrain_group_1=“yes“ bottom_padding=“100px“ top_padding_phone=“50px“ constrain_group_5=“yes“ bottom_padding_phone=“50px“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ id=“particulares“ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ el_class=“column-cta-symbol“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ column_padding_type=“default“ gradient_type=“default“][nectar_icon icon_family=“linea“ enable_animation=“true“ animation_speed=“slow“ icon_style=“default“ icon_color_type=“color_scheme“ icon_color=“Extra-Color-1″ icon_padding=“0px“ pointer_events=“all“ icon_size=“60″ icon_linea=“icon-arrows-check“][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“ max_width=“650″]\n

Kranken- und Unfallversicherungen<\/h4>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n

Die Grundversicherung ist eine obligatorische Versicherung f\u00fcr alle Personen mit festem Wohnsitz in der Schweiz und deckt die Kosten f\u00fcr medizinische Konsultationen, Therapien, Operationen und Untersuchungen bei Krankheit oder Unfall. Es wird ein j\u00e4hrlicher Selbstbehalt erhoben: f\u00fcr Erwachsene mindestens 300,- (normale Franchise) und nach Wunsch des Kunden 500,- 1000,- 1500,- 2000,- und 2500,-). Kinder bis zum 19. Lebensjahr haben nur eine Zuzahlung von 10% max. 350,- pro Jahr, Erwachsene haben zus\u00e4tzlich zum Selbstbehalt eine Zuzahlung von 10% max. bis zu 700. – pro Jahr.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Unfallversicherung<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Die Unfallversicherung ist in der Grundversicherung f\u00fcr Kinder und Erwachsene, die nicht erwerbst\u00e4tig sind, sowie f\u00fcr Arbeitnehmer, die weniger als acht Stunden pro Woche f\u00fcr denselben Arbeitgeber arbeiten, und f\u00fcr Selbstst\u00e4ndige und Rentner obligatorisch.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Zusatzversicherung<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Je nach dem vom Kunden abgeschlossenen Versicherungsschutz sind verschiedene Behandlungen abgedeckt, z. B. Brillen, Krankenwagen- oder Hubschraubertransport bei medizinischen Notf\u00e4llen.\u2028Behandlungen: Alternative Medizin (Akupunktur, Hypnose, chinesische Medizin und vieles mehr…), 24H\/24H Assistance (Such- und Rettungsaktionen, Organisation und R\u00fcckf\u00fchrung in die Schweiz bei akuter Krankheit oder Unfall im Ausland).\u2028Halbprivat- und Privatoption: freie Arztwahl bei Spitalaufenthalt und Privatklinik.<\/h6>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ bottom_padding=“100px“ bottom_padding_phone=“50px“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ el_class=“column-cta-symbol“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ column_padding_type=“default“ gradient_type=“default“][nectar_icon icon_family=“linea“ enable_animation=“true“ animation_speed=“slow“ icon_style=“default“ icon_color_type=“color_scheme“ icon_color=“Extra-Color-1″ icon_padding=“0px“ pointer_events=“all“ icon_size=“60″ icon_linea=“icon-arrows-check“][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“ max_width=“650″]\n

Das Rentensystem<\/h4>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n

In der Schweiz gilt das Drei-S\u00e4ulen-Prinzip: 1. S\u00e4ule (AHV, IV), 2. S\u00e4ule (berufliche Vorsorge), 3. S\u00e4ule (Lebensversicherung) ist eine Erweiterung des Schutzes auf privater Ebene, diese Deckung ist fakultativ, sie setzt sich aus mehreren Risikodeckungen zusammen und stellt gleichzeitig ein Kapital dar), es gibt zwei Arten dieser Versicherung, die 3a ist steuerlich absetzbar und kann nur von Arbeitnehmern und Selbstst\u00e4ndigen abgeschlossen werden. Die 3b kann von jedem abgeschlossen werden, der einen festen Wohnsitz in der Schweiz hat.<\/h6>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ bottom_padding=“100px“ bottom_padding_phone=“50px“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ el_class=“column-cta-symbol“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ column_padding_type=“default“ gradient_type=“default“][nectar_icon icon_family=“linea“ enable_animation=“true“ animation_speed=“slow“ icon_style=“default“ icon_color_type=“color_scheme“ icon_color=“Extra-Color-1″ icon_padding=“0px“ pointer_events=“all“ icon_size=“60″ icon_linea=“icon-arrows-check“][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“ max_width=“650″]\n

Tierversicherung f\u00fcr den Fall einer Krankheit oder eines Unfalls<\/h4>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n

J\u00e4hrliche Selbstbeteiligung: 0,-, 300,-, 500.
\nVersichert sind: Impfungen, Physiotherapie, Osteopathie, Medikamente und Operationen, usw.
\nEbenfalls versichert: Beistand und Kapital im Todesfall.<\/h6>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ bottom_padding=“100px“ bottom_padding_phone=“50px“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ el_class=“column-cta-symbol“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ column_padding_type=“default“ gradient_type=“default“][nectar_icon icon_family=“linea“ enable_animation=“true“ animation_speed=“slow“ icon_style=“default“ icon_color_type=“color_scheme“ icon_color=“Extra-Color-1″ icon_padding=“0px“ pointer_events=“all“ icon_size=“60″ icon_linea=“icon-arrows-check“][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“ max_width=“650″]\n

Autoversicherung f\u00fcr Privatpersonen<\/h4>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n

Haftpflichtversicherung<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Haftpflichtversicherung. (Obligatorisch f\u00fcr alle Kraftfahrzeuge).
\nDeckt Personen- und Sachsch\u00e4den ab, die Dritten zugef\u00fcgt werden.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Seguro do casco<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Diese Abdeckung ist optional.
\nTeilkasko:
\n– Die Teilkasko deckt Sch\u00e4den am Fahrzeug selbst, f\u00fcr die der Eigent\u00fcmer oder Fahrer nicht verantwortlich ist. Diese Deckung umfasst Glasbruch, Diebstahl, Feuer, Elementarsch\u00e4den, Zusammensto\u00df mit Tieren und Vandalismus.
\n– Die Vollkaskoversicherung bietet den gleichen Versicherungsschutz wie die Teilkaskoversicherung und deckt dar\u00fcber hinaus Sch\u00e4den am Fahrzeug selbst im Falle eines Zusammensto\u00dfes.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Erg\u00e4nzend<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Sehr wichtig! Vergewissern Sie sich, dass Sie wissen, welche Deckungen Sie hinzuf\u00fcgen k\u00f6nnen, z. B. Sch\u00e4den auf dem Parkplatz, pers\u00f6nliche Gegenst\u00e4nde und Sch\u00e4den an Scheinwerfern. Sie k\u00f6nnen auch einen Bonusschutz einschlie\u00dfen, um eine m\u00f6gliche Pr\u00e4mie im Falle eines Unfalls zu vermeiden, sowie einen Schutz im Falle von grober Fahrl\u00e4ssigkeit.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Unfallversicherung<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Insassenversicherung. Mit dieser Versicherung k\u00f6nnen Sie sich und Ihre Mitfahrer vor den finanziellen Folgen eines Unfalls sch\u00fctzen.<\/h6>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ bottom_padding=“100px“ bottom_padding_phone=“50px“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ el_class=“column-cta-symbol“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ column_padding_type=“default“ gradient_type=“default“][nectar_icon icon_family=“linea“ enable_animation=“true“ animation_speed=“slow“ icon_style=“default“ icon_color_type=“color_scheme“ icon_color=“Extra-Color-1″ icon_padding=“0px“ pointer_events=“all“ icon_size=“60″ icon_linea=“icon-arrows-check“][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“ max_width=“650″]\n

Rechtsschutz f\u00fcr nat\u00fcrliche Personen<\/h4>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n

– Rechtlicher Schutz des Verkehrs;
\n– Privater Rechtsschutz;
\n– Verm\u00f6gens-Rechtsschutz.
\nEs handelt sich um eine Anwaltsversicherung, die den Mandanten im Falle eines Rechtsstreits in verschiedenen Situationen verteidigt, je nach der vom Mandanten gew\u00e4hlten Deckung.<\/h6>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ bottom_padding=“100px“ bottom_padding_phone=“50px“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_direction_desktop=“default“ column_element_spacing=“default“ desktop_text_alignment=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_backdrop_filter=“none“ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ overflow=“visible“ el_class=“column-cta-symbol“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ column_padding_type=“default“ gradient_type=“default“][nectar_icon icon_family=“linea“ enable_animation=“true“ animation_speed=“slow“ icon_style=“default“ icon_color_type=“color_scheme“ icon_color=“Extra-Color-1″ icon_padding=“0px“ pointer_events=“all“ icon_size=“60″ icon_linea=“icon-arrows-check“][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“ max_width=“650″]\n

Haftpflichtversicherung<\/h4>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n

Deckt Sch\u00e4den, die Dritten zugef\u00fcgt werden<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Ein Missgeschick ist schnell passiert und schon steht man vor einem kostspieligen Schaden. Die Privathaftpflichtversicherung ist deshalb eine der wichtigsten Versicherungen. Sie sch\u00fctzt Sie finanziell, wenn Sie Dritten unabsichtlich einen Schaden zuf\u00fcgen. Dazu geh\u00f6ren Personen- und Sachsch\u00e4den, aber auch Verm\u00f6genssch\u00e4den und Sch\u00e4den der Kategorie Kippen. Nur so ist die ganze Familie \u00fcberall gut abgesichert.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Inventarversicherung<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Feuer, Elementarsch\u00e4den, Wasser und Erdbeben, Diebstahl von innen und au\u00dfen, Glasbruch (Glaskeramik-Kochfelder), Waschbecken, Toiletten oder Badewannen aus Glas oder Keramik, Casco m\u00e9nage (deckt Unfallsch\u00e4den) an Smartphones, Laptops, Fernsehern und anderen elektronischen Ger\u00e4ten sowie Sportger\u00e4ten, Schmuck und Wertsachen.<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Fahrradversicherung<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
(Besch\u00e4digung und Diebstahl), Reisegep\u00e4ckversicherung (Beispiel: Der Koffer kommt nicht am Zielort an).<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Versicherung gegen Feuer und Elementarsch\u00e4den an der Immobilie<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Deckt Sch\u00e4den durch Unwetter und Feuer (in fast allen Kantonen obligatorisch).<\/h6>\n[\/vc_column_text][divider line_type=“No Line“ custom_height=“20″][vc_column_text css_animation=“fadeInUp“ css=““ text_direction=“default“]\n
Wasserschaden- und Erdbebenversicherung f\u00fcr die Immobilie<\/h5>\n[\/vc_column_text][vc_column_text css_animation=“fadeIn“ css=““ text_direction=“default“ max_width=“1200″]\n
Die Deckung ist optional, aber dennoch sehr wichtig.<\/h6>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

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